Hi there, can we have a meeting I truly want to go over everything

I have been a licensed certified Financial, Real Estate planner/ Retirement, and Life Insurance agent for a long time now.

With that being said I honestly see a lot of annuities, stocks, IRAs, and employer-based plans as not great and simply don't address a need or just don't perform and honestly just stink!

I know most professionals won't say that but it's true and I'm not afraid to be honest.

Now there are a few that are doing great and addressing your needs.

It's a wake-up call. 401Ks Cd`s Savings Accounts IRA and all government-owned retirement accounts once considered a cornerstone of retirement planning, may not be enough to sustain the lifestyle you envision.

You're not alone. With rising healthcare costs, no idea how much you will be paying in taxes, market volatility, and longer life expectancies, many pre-retirees are facing a retirement savings shortfall.

With Americans living on average 15-20 years longer and the average life span going up to over 82. 

A person who is accustomed to earning 100k per year will need One million dollars per decade to live the life they're accustomed to without penny-pinching drastically.

Now we are hearing the government wants to raise the full social security age higher.

What do you do?

I'll outline actionable strategies to help supplement your retirement income, whether you're just starting to plan or are only 5, 10, or 15, years from retirement.

If you're feeling squeezed and tired of losing sleep over this, I have an answer to peace of mind - Many pre-retirees face a similar reality.

Let's have an educational talk to discuss these important topics.

Thanks again and hope you appreciate my honesty.

Robert C. Ricci Jr.

Financial GPS LLC.

We use a Turn-by-Turn guided system family approach, to take you step by step and help direct you through your Financial Retirement and Insurance journey.

559-802-0262

Riccifinancialgps.com

Calif. Lic# 0k07585/ Licensed in all states.