Money Moves

Annuity Rates & Life Insurance

Posted on August 12th, 2025


At Ricci Financial GPS, our goal is to help you create the retirement income and plan that works best for you, your spouse, and your children. In just a short conversation, we can gather the details needed to provide customized annuity…

Keep Reading
How the Pension Protection Act Can Help Fund Long-Term Care Tax-Free

Posted on August 12th, 2025


The Pension Protection Act gives owners of nonqualified deferred annuities a powerful planning option. It allows them to convert these annuities into combined annuity and long-term care (LTC) products, making it possible to access gain…

Keep Reading
Retirement Planning: Where to Start

Posted on July 11th, 2025


Life often throws us into a whirlwind of responsibilities, dreams, and plans. When it comes to the idea of retirement, it can feel like we're piecing together a giant puzzle. Often, we imagine our golden years filled with adventures, fam…

Keep Reading
The Importance of Having a Financial Plan

Posted on July 3rd, 2025


Imagine having a strategy for those spontaneous road bumps life throws at you. From a surprise car repair to an unplanned medical expense, your financial plan acts as a safety net. It provides stability and avoids those panicked thoughts …

Keep Reading

Let’s Talk About Your Future

We’re here to chat and make sure you’re on the right track for a secure future. Whether it’s retirement planning or life insurance, let’s figure it out together!